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Financing your home improvement is fast and easy

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Do It Yourself

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Two Low Rates

Borrow €25,000 or more at 7.22% APR
Borrow up to €25,000 at 11.56% APR

Borrow up to €50,000

Finance big or small projects

Easy Application, Fast Decision

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No waiting for new members

Join and apply

Join and Borrow

Applying Online is easy

New kitchen? Extension?

Whatever you need to do to make your house more homely we’re here to help finance it!

Our rate is a low 6.99% variable (7.22% APR) for a borrowing of €25,000 or more meaning you can make big savings borrowing from us.

Borrow less than €25,000 at just 10.99% variable (11.56% APR).

Start your application online or call us on 01 8513400

Borrow €25,000 for €340.72 per month.

Replace your kitchen

A loan of €25,000 over 8 year with 96 monthly instalments costs €340.72 per month at a variable rate of 6.99% (Annual Percentage Rate (APR) 7.22%). The total amount you pay is €32,709.12.

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Borrow €12,000 for €260.85 per month

Turn an attic into a living space

A loan of €12,000 over 5 years with 60 monthly instalments costs €260.85 per month at a variable rate of 10.99% (Annual Percentage Rate (APR) 11.56%) Total amount you pay is €15,651.00

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Need help or more information?

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Members First Credit Union is regulated by the Central Bank of Ireland .

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